Finance Options
Stone Age Masonry offers flexible financing through two trusted partners, so you can get your masonry or hardscape project underway without having to pay everything up-front. Each has slightly different features—here’s a comparison.
List of Services
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HFS FinancialList Item 1
Type: Personal home improvement / hardscape loans via HFS Financial.
Collateral: No home equity or line of credit required. These are unsecured loans.
Credit Check: Soft credit inquiry initially to see what terms you qualify for; doesn’t hurt your credit.
Funding: Typically 100% of loan amount up front once approved.
Loan Terms: Can be long duration (up to 20 years in many cases), to help make monthly payments manageable.
Fees / Penalties: No contractor fees; no prepayment penalty.
What Qualifies: Many types of hardscape / masonry / outdoor projects.
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Lyon FinancialList Item 2
Loan Type / Scope: Financing for all sorts of backyard and outdoor-living projects: hardscaping, patios, pergolas, outdoor kitchens, fire pits, landscaping, etc.
Loan Amount & Term: Up to $150,000 in many cases; terms up to 20 years (and in some circumstances up to 30 years) depending on credit and loan size.
Payment Structure: Lyon can pay your contractor in staged payments during the construction process (you approve the stages) rather than lump sum only up front.
Flexibility: Nationwide (where applicable), multiple project types can be combined in one financing package.
Credit & Eligibility: Terms & APR depend on credit history, loan amount, project type, etc. Not all will qualify.
Other Perks / Considerations: No prepayment penalty; Lyon assigns project managers / specialists to help with the process. Approval times are relatively fast (often within ~48 hours).
